World-renowned for its music, food and unique brand of southern culture, Louisiana offers an enchanting mix of old world charm and modern influences. This is a state where business owners have proven their resilience and toughness in the face of adversity, time and again, and they've learned the value of being prepared for anything. One of the best ways to protect your Louisiana-based IT business is with a comprehensive risk management plan.
Be sure you have the right type and amount of insurance by consulting with the Louisiana IT insurance experts at TechInsurance. Just complete our online application, and we'll assess your business's risk profile and provide multiple quotes for coverage that's perfect for your business.
Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote fast. Choose the coverage you need, and we'll start your policy immediately.
If you're looking for any of the following types of insurance, we've got you covered:
Business Liability Insurance Package Policy. You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.
Professional Liability Insurance. Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.
Workers' Compensation Insurance. Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.
Employment Practices Liability Insurance. If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.