In addition to great colleges, wineries, and historical credentials, Virginia has plenty to offer IT business owners looking to grow and thrive. In fact, our recent report on the country's emerging tech hubs, Best Places to Live for Tech Entrepreneurs, noted that Virginia Beach offers not only a great community vibe but also excellent diversions for beach afficianados. Read on for tips on how Virginians from all parts of the state can minimize their risks to keep their business costs low.
- Living in a coastal state, Virginia residents know to keep a watchful eye on the weather during hurricane season. Because just one hurricane can shut your business down indefinitely, be sure that your Virginia insurance policy has coverage for business interruption insurance.
- If you're an IT consultant based in Virginia, chances are you've done business in nearby Washington, D.C. The Virginia insurance experts at TechInsurance can verify whether you've got the business insurance policy you need to cover you and your employees when you're working out of state, and can tell you if you need additional coverage.
- Although professional liability insurance is not usually included in a Virginia business insurance policy such as a BOP, it is smart to maintain this coverage, and it is often required by contract. Contact TechInsurance for details.
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In size, natural resources and population, Virginia is one of the biggest states in the union. For IT small business owners, that means opportunity. But along with opportunity comes risk, so Virginia business insurance needs to be as comprehensive as the state itself. Many large corporations call Virginia home, including 29 Fortune 500 companies, 1 providing a solid base of business for IT service providers. To get the work, IT firms need to prove to these clients that they've got the right commercial insurance coverage.
Comprehensive Virginia Business Insurance, Just for IT Firms
Whether you're serving as the IT department for small companies, writing software on your own, or integrating networks for large corporations, your business is your livelihood. Because you have a lot at stake, you need to be sure that you have the right insurance to do business in Virginia. Contact the Virginia business insurance experts at TechInsurance to ensure that you have the customized policy you need, with maximum coverage at the most affordable rate.
Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote in 24 hours or less. Choose the coverage you need, and we'll start your policy immediately.
If you're looking for any of the following types of insurance, we've got you covered:
You may have heard this type of coverage called a "BOP," or Business Owner's Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.
Commonly called "errors and omissions" or "E&O" insurance, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.
Many states require companies with employees to carry workers' comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.
If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.
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