- Many Arkansas-based businesses have employees or subcontractors who work in other states. If yours do, be sure to report payroll in every one of those states to your workers comp carrier. If you don't, employees working in that state might not be covered.
- Due to the risk of disasters in Arkansas, you may want to be sure your insurance policies include provisions for flooding. Such coverage is not always standard with a property insurance policy and may need to be purchased separately.
- How can you know if you have the right insurance to fit your business's needs? Ask Tech Insurance for a free, no-obligation policy review.
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A beautiful place to live and work, Arkansas attracts people from around the country to enjoy fascinating history, outdoor attractions, folk and blues music, and vibrant towns and cities. Tourism has drawn many business owners to set up shop in Arkansas, where a central location in the heart of America also makes an ideal base for distribution of products and services across the United States. Wherever businesses are booming, it service providers find opportunity. Keep your Arkansas IT business growing strong by protecting it with the right insurance coverage, including workers comp, general liability and professional insurance, and e & o insurance.
Protect Your Arkansas Business's Property and Income
While most Americans hear "Arkansas" and think of the state's quiet natural beauty, Arkansans themselves are well aware that the state sees its share of natural disasters, including tornadoes, hurricanes, earthquakes and harsh winter storms. Because you never know when the next storm will strike, be prepared for property damage or the temporary closure of your business with the right insurance. Property coverage, along with business interruption insurance, will help you get your business back on its feet fast when disaster strikes. TechInsurance is happy to provide a free needs assessment to get you the coverage you need to weather the storm.
Get fast, affordable coverage that's just the right fit for your IT business. Complete one online application and get your free, no-obligation quote fast. Choose the coverage you need, and we'll start your policy immediately.
If you're looking for any of the following types of insurance, we've got you covered:
You may have heard this type of coverage called a BOP or Business Owners Policy. This policy packages general liability insurance with property coverage at one affordable rate, giving you protection if a client should be accidentally injured at your location or if one of your employees causes property damage or bodily injury at a client's site.
Commonly called "errors and omissions" or E & O coverage, this type of coverage protects you if your client should claim that mistakes, negligence or omissions you make on the job caused the client a financial loss. For professional services companies such as IT businesses, this is one type of insurance you shouldn't work without.
Many states require companies with employees to carry workers comp insurance, which pays for medical care and disability coverage for your employees if they should suffer a work-related illness or injury.
If you have employees, you need EPLI. This type of insurance protects you in the event that one of your employees claims an employment practice violation, such as sexual harassment; wrongful termination; or gender, race or age discrimination.
STATE INSURANCE LINKS
- Top 10 Workers Comp Insurance Questions
What is workers compensation insurance? Workers' compensation insurance covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries.
- Keep It Out of Court: Dispute-Resolution Alternatives
Generally, businesses enter into a contract expecting things to go smoothly, with contract obligations fulfilled and no disputes along the way. Unfortunately, such expectations aren't always satisfied.