Helpful Small Business Insurance Terms and Definitions
General Liability Insurance
Professional Liability Insurance
Errors and Omissions Insurance
Cyber Liability / Data Breach Insurance
Workers' Compensation Insurance
Business Owner’s Policy
Data Breach Insurance
Certificate of Liability Insurance
Additional Insurance Offerings
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Certificate of Liability insurance
Anyone besides a policyholder who is covered by an insurance policy.
For example, the company that provides janitorial services to your building may request to be an "additional insured" on your General Liability Insurance policy. Individuals and groups with additional insured status do not enjoy the same amount of protection that the policyholder does, and that coverage will be explicitly detailed in your policy.
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