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Entries tagged 'general-liablitiy' ↓

Match Your Insurance to Your IT Business’s Risks

When you’re a technology professional shopping for business insurance , it’s easy to get overwhelmed by the large number of available options. How do you determine what kinds of coverage you really need? Start by thinking about the types of risks inherent in your IT company’s work....

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Top 10 Workers’ Comp Insurance Questions

What is workers’ compensation insurance? Workers' compensation insurance covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries. Employers' liability coverage , which is normally included on a workers’ comp policy, protects your company...

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Piercing the Corporate Veil

By John B. Alsterda and Christine Polk Mohr, Davis McGrath L.L.C . A corporation is a legal entity created by or under the authority of the laws of a state. The corporation is distinct from the individuals who comprise it. That is, a corporation is distinct from its shareholders. The term “corporate...

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Drive Carefully – and Drive Covered

For many small businesses, "the office" is wherever the work is. And that, of course, requires travel – often, by car. Whether you and your employees drive your own vehicles, your business has company cars, or you rent a car to get around, knowing what kind of commercial auto insurance...

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Answers to Small Businesses’ Top Five General Liability Questions

Commercial general liability insurance is one of the most commonly purchased types of small business insurance. But many small business owners still have lots of questions about what it is, why it’s needed, and how it works. Here are answers to the top five questions we hear from our small business...

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FAQ: Increasing and Decreasing E&O Insurance Policy Limits

Many small business owners purchase higher limits on their errors & omissions insurance because their client contracts require it. But what about when those contracts expire? Is it a good idea to save a little money by reducing your professional liability policy limits? Or, what if you already have...

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What To Expect if You Cancel Your E&O Policy Early

If you’re thinking about canceling your errors & omissions insurance policy before the end of the one-year term, it pays to understand how much of a refund or "return premium" to expect. The return premium is the amount of the insurance premium that was not used or "earned."...

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