More than just insurance “for a rainy day,” umbrella insurance is so named because it acts like an umbrella, adding additional coverage amounts over certain underlying policies. Also called “excess liability insurance,” umbrella liability insurance gives your company higher coverage...

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There’s a lot of peace of mind that comes from knowing your small business is insured. But it is important to understand your business's risks and what the various types of business liability insurance are intended to cover. For example, understanding what general liability insurance is not intended...

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If you face a claim related to work done by your subcontractor, you don’t want to find out too late that your insurance policy won’t pay. If you’re hiring independent contractors, it pays to know in advance whether your business insurance policies provide coverage for them or the work...

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By John B. Alsterda and Christine Polk Mohr, Davis McGrath L.L.C . A corporation is a legal entity created by or under the authority of the laws of a state. The corporation is distinct from the individuals who comprise it. That is, a corporation is distinct from its shareholders. The term “corporate...

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By Champ W. Davis, Jr. Attorney, Davis McGrath L.L.C . Generally, businesses enter into a contract expecting things to go smoothly, with contract obligations fulfilled and no disputes along the way. Unfortunately, such expectations aren’t always satisfied. When a contract dispute arises, one party...

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